عنوان مقاله [English]
One of the most important needs of rural development is rural housing. Providing rural housing has often been an important element of various development programs. In recent years, the rural housing loan policy has been implemented and the government has supported the renovation of rural housing through housing loans. The basic purpose of the current research is to investigate the role of mortgages in providing rural housing as components of rural development and its implementation bottlenecks. In this research, the policy of "providing rural housing loans", the success rate and its reasons and factors have been analyzed. The study area of the research is Seyed Ebrahim Dehistan, which is part of Dehleran County. According to the structure of the studied villages, 60 households were randomly selected from the research sample villages and the research questionnaire was completed by referring directly to the households. The collected information has been analyzed and concluded based on descriptive statistics and comparative study. The result shows that the rural housing loan policy has not been fully successful because it has not been presented in the form of systematic and comprehensive rural development planning and coordinated with empowerment goals. Therefore, the most basic policy to achieve rural development is community empowerment based on human and regional talents.